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Refinance Your Auto Loan

SELCO’s experienced lending team makes vehicle refinancing easy. Whether you’re looking to lower your monthly payment, reduce the interest you pay over time, or access cash through your vehicle’s equity, we’ll help you find options tailored to your financial goals.

Get a .50% APR discount on your auto refinance with SELCO when you refinance a loan from another financial institution.

Refinance rates as low as 4.74% APY

Bring your auto loan to SELCO from another financial institution and get an additional 0.50% APY discount* on our lowest available rate plus additional benefits.

  • Qualified borrowers can secure rates as low as 4.74% APY*.
  • No payments for 90 days.
  • Up to $200 toward your title fee.
Apply to Explore Options View Auto Refi Rates

SELCO Auto Loan Review

If your credit score has improved or your financial situation has changed, it may be a good time for a free review your existing SELCO auto loan. Our experienced loan officers can evaluate your current loan and identify opportunities to lower your rate, reduce your monthly payment, or save money over the life of your loan.

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Is It Time To Refinance Your Auto Loan?

Did you know you can refinance a vehicle loan? Under the right circumstances, you could enjoy considerable savings by restructuring your loan.

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Before You Sign Your Auto Loan

Financing a new or used car can be complex. Make sure you know all your options and have a clear understanding of what lies ahead.

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*Membership and loan qualifications apply. Rate discount of 0.50% APR only available on vehicle loans from other financial institutions refinanced at SELCO (existing SELCO loans not eligible). Loan-to-value must be 75% or less, and vehicle must be no older than 20 years and have no more than 150,000 miles. Cannot be combined with any other discount or promotion. Offer may end at any time.