SELCO branches and contact centers will be closed Monday, September 7 in observance of Labor Day. Account access and support will still be available through digital banking and our virtual phone assistant.

Phishing alert: SELCO impersonators are calling about fraudulent transactions and requesting account information. As a reminder, SELCO will never contact you requesting sensitive information or instruct you to perform transactions. If you receive one of these calls, please hang up immediately.

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Apply for a Personal Loan

Looking to consolidate debt, tackle your next project, or build an emergency fund? A personal line of credit might be right for you. Applying online is fast and secure—and if you apply through digital banking, we'll even fill in your basic info for you.

Already a SELCO member?

Apply quickly and securely through digital banking. Not enrolled in digital banking? Here's how to do it.

Log in to Digital Banking

Not a SELCO member?

No problem. We’ll take care of it during your application.

Apply Now

Get started in three steps

Anyone in the 27 Oregon and 8 Washington counties we serve can join. You may also be eligible if: 

  • A family member lives in one of these counties (even if you don’t). 
  • Your domestic partner is a member. 
  • You’re a business.

When applying online, you’ll need:

  • A photo of your official ID (driver’s license, photo ID card, military ID, passport, or two pieces of foreign government-issued ID). Please bring your physical ID if applying in person.
  • Proof of address (if different from what’s listed on your ID)
  • Social Security number or ITIN. 

Tell us a little about yourself, select the accounts you’d like to open, then submit your application. After your application is submitted, SELCO will perform a soft credit inquiry, which does not impact your credit score.

A team member will then be in touch to help complete the process.

Of course, you can also visit any SELCO branch to become a member in person.