Refinance Your Home and Save
Why refinance with SELCO?
Experience matters, especially with a decision as important as where to refinance your mortgage. With an average of 20 years’ experience, SELCO’s Mortgage Loan Officers can answer all your refi questions, cover all your options, and maximize your savings.
- Competitive mortgage refinance rates
- Lower closing costs
- No origination, processing, or credit report fees
- Personalized guidance from application to closing
I've been a member of SELCO for over 30 years, and my experiences with the organization and its staff have always been positive. Kari Rodman was very easy to work with. She was timely in responding to requests and consistently provided me with the information I needed in making decisions about my mortgage.
Mortgage Rates
| Product Type | Rate | APR |
|---|---|---|
| 15 Year Fixed (Conforming) | 6.625 % | 6.799 % |
| 30 Year Fixed Conventional | 7.25 % | 7.363 % |
| 30 Year FHA | 6.500 % | 7.273 % |
| 30 Year VA | 6.625 % | 6.987 % |
| 30 Year USDA Rural Home Purchase | 6.750 % | 7.129 % |
| 30 Year Conventional Manufactured Home (no homes on rented land) | 7.500 % | 7.615 % |
| 30 Year FHA Manufactured Home (no homes on rented land) | 6.750 % | 7.527 % |
| 30 Year VA Manufactured Home (no homes on rented land) | 6.750 % | 7.146 % |
Lowest annual percentage rates shown. APR is based on individual credit qualifications and may be higher.
15 year home loan payment example: On a loan for $275,000 at 3.504% APR for 180 months (15 years), borrower would make 180 payments of $1,966.47.
30 year home loan payment example: On a loan for $275,000 at 3.684% APR for 360 months (30 years), borrower would make 360 payments of $1,263.29.