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Recreational Vehicles Made for Winter Adventure Seekers

Buying a Vehicle

No matter which winter weather pattern is in store for the Pacific Northwest, there will always be outdoor adventures to be had.

Perhaps memories are still fresh of your younger self cutting through snowdrifts in a snowmobile or ATV. Or the thrill never left and you’re looking to upgrade your ride.

But what do you need to embark on such an adventure? We’ve got you covered with this mini guide on snowmobiles, ATVs, and RVs. And once you’re ready to take the plunge, SELCO offers competitive rates on loans and insurance for these types of vehicles.

Snowmobiles

To say snowmobiling is a popular activity, especially in the Pacific Northwest, would be an understatement. More than 1.1 million snowmobiles are currently registered in the United. You can expect to spend anywhere from $8,000 for a basic model to over $22,000 for a high-end snowmobile, but you can also pick up a used one for as little as $4,000. Throw in a trailer or sled deck to haul the machine, maintenance costs, safety equipment, etc., and you have yourself quite the monetary commitment.

Are you new to snowmobiling or need a refresher? Check out this beginner's guide for safety tips, destinations, local dealers, and more.

ATVs & side-by-sides

All-terrain vehicles (ATVs)—also known as four-wheelers or quads—are so named because you can take them on basically any surface. In Oregon, there is a diverse range of terrain for ATV use year-round—coastal dunes, desert and wooded trails, etc. Utility terrain vehicles (UTVs), often called side-by-sides, have also become increasingly popular. For winter fun, these machines can be equipped with tracks and skis to more effectively navigate through snow. The price for a new ATV ranges from about $700 for an entry-level youth model to over $15,000. For new UTVs, the price ranges from about $3,600 for entry-level and youth models to over $45,000. For comprehensive pricing on new and used ATVs and UTVs, NADA is a great resource.

To help finance your purchase of a snowmobile, ATV, or side-by-side, SELCO offers loans with competitive interest rates and a variety of terms.

Recreational vehicles

Touring the country in an RV has grown in popularity. If you’re feeling that “itch to explore,” an RV is a great way to enjoy year-round campgrounds or visit some national parks. Toy haulers are also a great way to enjoy winter recreation, offering a “garage” for your snowmobile or ATV along with the usual camping amenities. And once you’re ready to join the RV revolution, check out our RV Buying Guide and RV loans with competitive rates and a variety of terms.

The weather may be turning cold, but adventure doesn’t have to be put on hold until spring. Your inner explorer just may be ready to climb aboard an ATV or snowmobile or crave some time away in an RV to bask in winter’s natural beauty. Apply for a recreational vehicle loan today.

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