A popular long-term savings tool, IRAs let you grow your money tax-free until you withdraw it as retirement income. We offer:
Already have an Individual Retirement Account with SELCO? If you don't plan on making a large withdrawal in the immediate future, adding an IRA certificate is a great way to make your retirement savings earn you more.
With an IRA, you can also grow your retirement savings through investment options, including stocks, mutual funds, and annuities. SELCO’s Investment & Retirement Services’ LPL Financial Advisors* are ready to answer your questions and offer suggestions based on your short- and long-term goals.
Small steps and helpful tools—like the right savings account (they’re not all made equal)—can help you get ahead. Here are six small steps you can take.
When it comes to the economy and politics, change is inevitable. What doesn’t need to change is your approach to financial wellness. If you were comfortable with your financial plan in 2024, stay the course in 2025.
Conventional savings accounts offer the easiest access to funds but the lowest interest rates. Don't overlook certificate, money market, and health savings accounts as alternatives.
Legacy planning is a complex process that allows you to create a lasting gift for your heirs that goes well beyond financial matters.
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
* Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. SELCO Community Credit Union and SELCO Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SELCO Investment & Retirement Services, and may also be employees of SELCO Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SELCO Community Credit Union and SELCO Investment & Retirement Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
SELCO Community Credit Union (“SELCO") provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay SELCO for these referrals. This creates an incentive for SELCO to make these referrals, resulting in a conflict of interest. SELCO is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
** Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions, and possession of employer stock.