Money Talks E7: Identity Theft & Internet Safety

In Episode 7 of “Money Talks,” Lila discusses identity theft and internet safety. Identity theft, when someone uses your personal information without permission—often to commit fraud—comes in many forms. Unfortunately, no one is immune from being targeted by identity thieves. Thankfully, there are strategies to protect yourself.

Important Takeaways

  • Be on the lookout for red flags, including:
    • Suspicious emails or texts from unfamiliar sources. Poor grammar is a sure sign.
    • Urgent messages that want you to act quickly.
    • Unexpected charges on your accounts.
  • Use difficult-to-guess usernames and passwords and select unique ones for every online account.
  • Avoid unsecured websites or sites with obscure URLs, a lack of reviews, negative ratings, or unrealistic promises.
  • Consider freezing access to your credit report to prevent criminals from opening new accounts in your name.

Hopefully, you never fall victim to identity theft. But if you do, contact your financial institution right away.

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