Education Articles

What to Buy and What to Skip in March

March is one of the quieter shopping months since there are no major holidays or sale events. But that doesn’t mean you can’t pick up some fantastic buys on things like luggage, winter apparel, and frozen food (really). Here’s what to buy and what to skip in March. What to Buy   Luggage. To get ready for the summer travel rush, retailers start...

What to Buy and What to Skip in February

February may be known for chocolate, flowers, and jewelry for Valentine’s Day, but there are plenty of other bargain-buy items best picked up this month. That’s not to say there aren’t bargains on jewelry—you just need to wait a while on that. And other items, like furniture and winter gear, can be found on super sale after sitting in the...

What to Buy and What to Skip in January

Whew, another season of heavy spending is in the books. If you aren’t planning a no-spend month and you have a little room left in your budget to splurge, January is a prime time to pick up a sweet bargain or two on items that may have been on your wish list. Christmas decorations, TVs, fitness gear, and video games are among the products that g...

Common Savings Terms (and What They Really Mean)

When finding the best fit for your savings goals, it helps to know the lingo. You likely know what a savings account is, but how it—and other savings options—works can be confusing. That also goes for common financial terms we often see but aren’t often explained (or explained clearly). So, let’s take a look at a few savings-related terms—both...

Realistic (Financial) New Year’s Resolutions

On the search for doable, practical resolutions that could be a major boon to your financial journey? This is the perfect time to add some resolutions to help you save, be informed, and plan ahead.

6 Family-Proof (Financial) Holiday Conversation Starters

Money can be a touchy topic any time of year. But during the holidays, when the whole family has gathered and spending is higher than usual, conversations about finances can become downright polarizing. There has to be a way to keep the Grinches and Scrooges at bay, right? If personal finance talk rears its head at your holiday gathering, try...

What’s a Credit Score? And How Can You Improve Yours?

Thinking about applying for a loan? You’ll want to pay close attention to your credit score. But what is a credit score? And why does it matter? In short, your credit score demonstrates to lenders how likely you are to pay back a loan. The higher the score, the better you look to a lender, which often means better rates and terms on a loan. Read...

Keep Your Investments on Track While Weathering the Inflation Storm

There are many forces working against us right now. Inflation, gas prices, and stock market woes have made investing a big challenge. But it’s wise to stick to a long-term plan while being frugal in the moment to weather the storm.

Making Sense of Rising Insurance Rates

There are ways to level off, or even lower, your auto and homeowners premiums The recent meteoric rise in inflation has found its way to the insurance industry. Thanks to an unusual convergence of market trends, it’s much more expensive to build, repair, or replace a vehicle or home in 2022 than ever before—forcing most insurance carriers to...

Homeowners Can Put Equity to Work with a HELOC

As any savvy homeowner will tell you, protecting the investment in your home is a crucial part of ownership. After all, a home is likely the largest investment many of us will make. While upgrades, renovations, and additions often help maintain or even boost a home’s value, these undertakings can be costly.  Thankfully, homeowners have an...