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Education Articles

Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.

Education Articles

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What You Need to Know About Earthquake Insurance

As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.

Planning Your Future Owning a Home Understanding Insurance

What Does ‘No Mortgage Insurance / No PMI’ Really Mean?

While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.

Planning Your Future Owning a Home Knowing Your Payment Options

5 Reasons It’s a Better Time Than You Think to Buy a Home

Purchasing real estate is a solid investment, no matter the state of the market. Here are five reasons why it's a better time than you think to invest in buying a home.

Planning Your Future Owning a Home

How to Spot (and Stop) Mortgage Junk Mail

When you finalize the purchase of a home, your information becomes public record—and on comes the junk mail. The good news is there are ways to spot (and stop) mortgage junk mail.

Owning a Home Protecting Your Information

10 Tips for Finding the Right Contractor

Planning a home-improvement project? You may need to hire a contractor. Follow this checklist to help find the best candidates for the job.

Owning a Home

Priced Out of An Upgrade? Elevated Home Values Mean You Have Options

While high listing prices and higher interest rates can push upgrading to a new home out of reach, it opens the doors to upgrading in place with a home equity line of credit.

Owning a Home

Understanding VA Loans

A Veterans Administration (VA) loan is a significant low-interest mortgage loan that doesn't require a down payment. Here are the ins and outs of this specialized loan.

Planning Your Future Owning a Home Knowing Your Payment Options

Do It Yourself or Hire a Pro?

Some home-improvement projects are best left to the professionals. But for others, a little sweat equity could mean considerable savings.

Owning a Home

Knowing Your Home Improvement Options

Learn the difference between a home equity loan, HELOC, and refinancing, to determine the best option to reach your home improvement project goals.

Planning Your Future Owning a Home Knowing Your Payment Options

Buying a Home During Winter

Winter may not be the prime season for buying a home. But there are some surprising benefits of finding your dream home in the coldest months.

Planning Your Future Owning a Home