2024 tax forms have been mailed and are also available in digital banking by selecting "Documents & Statements" from the menu. Click here to learn more.

Mom and child looking at each other while they are on their electronic devices.

Bank Better. Bank Local.

Local support and digital convenience should go hand in hand. Learn how we're empowering members to live a good lifeand how we can help you, too. 

Chains being unlocked over credit cards to show breaking free from debt.

Consolidate debt with a home-equity loan

Need a cost-effective way to rein in debt? Use your home's equity to consolidate your credit card and other high-interest debt into one loan. Right now, you can get 6.00% APR for six years when you convert part or all of your HELOC to a fixed loan.

Certificates

as high as 4.10 % with Certificate Reward APY
See Certificate Rates and Terms

Car Loans

as low as 5.99 % New APR 6.74 % Used APR
See Auto Rates and Terms

Credit Cards

as low as 11.75 % APR
See Credit Card Rates and Terms

Whatever a good life means to you, we will help you get there.

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Maximize your IRA contributions

Contribution limits for traditional and Roth IRAs remain the same for 2025. And if you need to catch up on your 2024 contributions, you still have until April 15 to do so.

Woman sitting on a couch smiling while looking at her phone.

Checking accounts for everyone

Financial goals aren’t one size fits all—so neither are our checking accounts. We have options to fit your needs, no matter where you are on your financial journey.

Photo of a classroom makeover winner.

Meet the Classroom Makeover Winners

With nearly $42,000 recently awarded to three Oregon educators, SELCO is helping local schools transform their classrooms and, in turn, inspire students.

2024 scholarship winner Victor.

Apply for a SELCO Scholarship

Looking to further your education? We're awarding nearly $80,000 in scholarships to members and their families, with opportunities for vocational, continuing, and nontraditional students. Deadline to apply is March 31!

Financial tips and tools

Woman sitting at a table looking at her phone.

‘Smishing’: What Is It, Why Is It So Common, and What Can You Do About It?

“Smishing,” or SMS phishing, is a scam in which criminals send texts looking to steal your personal information. This ever-evolving type of social engineering is on the rise, but there are ways to slow down these rampant scams.