Education Articles
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Education Articles
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What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.
What 2025 Tax Changes Mean for Your Wallet
Starting with the 2025 tax filing year, a new federal law will allow some borrowers to deduct the interest paid on qualifying auto loans, which could result in extra savings at tax time.
Make Every Dollar Really Count with Cultivate High-Yield Savings
With SELCO's revamped Cultivate High-Yield savings account, you don't need a lot of money to enjoy great rates. Cultivate offers high yields on balances all the way up to $50,000.
Despite the Noise, Stay the Course on Your Financial Plan
When it comes to the economy and politics, change is inevitable. What doesn’t need to change is your approach to financial wellness. If you were comfortable with your financial plan in 2024, stay the course in 2025.
When to Use (And Not Use) a Credit Card
When used responsibly, a credit card can be a useful tool for helping reach your financial goals. Here are examples of ways to put a credit card to good use.
Prepare Your Home and Vehicle for Winter
Colder, wetter weather certainly makes conditions worse for your home and the roads. But a little research and preparation can go a long way to provide peace of mind and help ensure a safe and warm winter.
Your Guide to Paying Taxes as a Gig Worker
Filing taxes as a gig worker can be a more complicated process than you’re used to. Let us guide you through that process.
Is Now the Time to Refinance?
High interest rates on mortgage loans have kept homeowners locked into their existing loans. When rates drop, it's a good time for consumers to consider refinancing.
Time to Rethink Your Savings Strategy
Americans have been hesitant to make saving a high priority. However, savings products remain attractive and may help you rethink your savings strategy.
Homeowners Can Put Equity to Work with a HELOC
Upgrades, renovations, and additions to your home can be costly. Thankfully, homeowners have an effective tool at their disposal—their home’s equity.