Education Articles
Whether you're simply financially curious or have a specific goal in mind, you've come to the right place. Check out the most recent articles just below or filter by category using the dropdown.
Education Articles
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Gain an Understanding of the Finer Points of Annuities
Annuities are lesser-known but potentially impactful savings tools in your retirement planning toolkit, especially if you're concerned about possibly outliving your savings.
Start Investing Early With A Tax-Advantaged IRA
One of the most popular retirement savings vehicles is an individual retirement account (IRA). See what types of IRAs are available and what each has to offer.
New Credit Score Rules and How They May Affect Borrowers
Credit bureaus are making changes to what goes into a credit score, offering new ways for prospective borrowers to build their credit.
Changes That May Affect Your Medicare Coverage
Recent legislation and subsequent rule changes to the Medicare Part D prescription drug coverage program may affect Medicare recipients' coverage in 2026.
What You Need to Know About Earthquake Insurance
As an independent agency, SELCO Insurance Services can help you find affordable earthquake insurance for peace of mind in the event of an earthquake damaging your home.
What Does ‘No Mortgage Insurance / No PMI’ Really Mean?
While "no PMI" or "no mortgage insurance" may sound enticing, there will always be higher costs for your mortgage if you're unable to make a down payment of 20%.
What 2025 Tax Changes Mean for Your Wallet
Starting with the 2025 tax filing year, a new federal law will allow some borrowers to deduct the interest paid on qualifying auto loans, which could result in extra savings at tax time.
Make Every Dollar Really Count with Cultivate High-Yield Savings
With SELCO's revamped Cultivate High-Yield savings account, you don't need a lot of money to enjoy great rates. Cultivate offers high yields on balances all the way up to $50,000.
Despite the Noise, Stay the Course on Your Financial Plan
When it comes to the economy and politics, change is inevitable. What doesn’t need to change is your approach to financial wellness. If you were comfortable with your financial plan in 2024, stay the course in 2025.
When to Use (And Not Use) a Credit Card
When used responsibly, a credit card can be a useful tool for helping reach your financial goals. Here are examples of ways to put a credit card to good use.